Friday, 3 July 2026 · London
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Updated 4 Jun 2026
The tariffs pillar

Which EV tariff is actually cheapest in 2026?

Six smart tariffs, ranked on what they deliver overnight, not the headline rate on the marketing page. One big name is quietly slipping down the table.

6 tariffs compared·1 calculator·off-peak from 7p·£164/yr Model Y on IOG
Start here · the comparisonTariffs · ranked
Editorial diagram comparing the overnight off-peak charging windows of six EV tariffs across a 9 PM to 9 AM timeline — five fixed windows of five to seven hours, plus one dynamic smart-charging tariff.

Every cheap-rate EV tariff in Britain, ranked

We compared the six major smart EV tariffs on the rate that matters: what they charge while you sleep. The table has a clear winner and a clear faller.

8p/kWh
IOG off-peak rate
6
Tariffs compared
£164/yr
Model Y on IOG
See the ranking
The calculators

Your numbers, not an average.

See what a tariff actually costs you, then check you can get the cheap one. Free, no email gate.

Every tool
EV running-cost calculatorLive
Tesla Model Y27 EVs
8,000miles / yr
Intelligent Octopus Go
£164/yr
To charge at home · energy only
vs £1,239
petrol · 45 mpg
ScopeOff-peak overnight only. Standing charge excluded.
Run your own numbers
State of play · 2026

Who's actually cheapest in 2026.

On the headline numbers, the smart EV tariffs look interchangeable: most advertise a cheap overnight rate somewhere between 7p and 10p. The difference is in how easily you actually get that rate. Intelligent Octopus Go still leads, not because 8p is unbeatable, but because its smart dispatch hits the cheap window without you babysitting the app.

The faller is the one that wins on paper. A couple of rivals quote a lower off-peak number but pair it with a punishing peak rate or a short window, so the moment your charging slips, the saving evaporates. The headline rate is marketing; the delivered rate is the bill.

And watch the standing charge. It's the line nobody quotes in the ads, and on a low-mileage household it can quietly outweigh a penny or two of off-peak difference.

The headline rate is marketing. The delivered rate is the bill.
Written by JustWatt editorsHow we work →
What changed this year
2026
IOG holds the lead on delivered cost — smart dispatch, not the lowest sticker rate, is why.
APR 2026
EDF cut GoElectric to 6.99p, taking the cheapest-sticker off-peak rate off Octopus — though its peak rate blunts the win.
ONGOING
Standing charges diverged. On low mileage they can outweigh the off-peak gap entirely.
How we work

Independent, affiliate-funded, and honest about both.

Written by Ross and the JustWatt editors — two by-lines, no ghost-written filler. Who we are →
01

We don't sell what we review.

No chargers, no schemes, no installs. Our only job is to be right.

02

Affiliate links are disclosed, never decisive.

Some links earn us a commission. They never change a verdict or a ranking. How that works →

03

Every number shows its working.

Rates, tariffs and assumptions are cited and dated. If we can't source it, we don't say it.